Common questions.

Do I need an account to use the calculators?

No. Every calculator runs entirely in your browser — there's no sign-up, no email required, and nothing you enter is sent to us.

Is my budget data saved anywhere?

It's saved only in your own browser (using localStorage), not on our servers. That means it'll still be there next time you visit the same browser on the same device, but it won't follow you to a different device or browser, and clearing your browser data will erase it. Use the export-to-Excel button in the budget tool any time you want a real backup.

Are the calculators exact?

They're accurate for the math they cover (standard loan amortization, the 28/36 affordability guideline, compound interest, etc.), but real-world numbers include things a generic calculator can't know — your exact credit profile, a lender's specific fees, your state's exact tax rules. Treat the results as a solid estimate to work from, not a final number to lock in without checking with an actual lender, advisor, or accountant.

Is this financial advice?

No. Everything here is general information. See our About page for more on that distinction.

How do you make money?

Through ordinary display advertising, disclosed in our privacy policy. There's no paid placement, no affiliate links steering you toward a specific product, and no plan to change that.

I found an error or want a new calculator — what do I do?

Use the feedback page. Every submission gets read, and several existing calculators and the glossary exist because someone asked.

Can I suggest a blog topic?

Yes — same feedback page, just note it's a topic suggestion.